Wednesday, May 15, 2019

CAPITAL STRUCTURE DECISIONS ( TAX PLANNING)




CAPITAL STRUCTURE ( TAX PLANNING)
CORPORATE TAX PLANNING
Meaning
1.       Capitalization refers to the total amount of securities issued by a company.
2.       Capital structure refers to the kind of securities and the proportionate amounts that make up capitalization
3.       Capital structure is the proportion of debt and preference  and equity share on balance sheet.
4.       Financial Structure means the entire liability side of balance sheet.




Capital Structure
1.       Factors Determining the capital Structure
2.       Financial leverage : The use of long term fixed interest bearing debt and preference share capital is called financial leverage.
3.       Growth and stability of sales
4.       Cost of Capital :Every rupee invested in a firm has a cost. Cost of capital refers to minimum return expected by its suppliers.

Tax Consideration in deciding capital structure
1.       Cost of Capital and its tax treatment
2.       Flotation Cost and its tax treatment
3.       Effect Of Corporate tax rate
4.       Tax treatment in the hands of investor
5.       Tax treatment ( interest)
1.       Interest on loan/debt/debentures is 100% deductible while calculating business income.
2.       Allow ability of interest can be on due basis or on paid basis depending upon the method of accounting adopted by business house.
3.       Allow ability of interest on payment basis in certain cases :-where the loan has been taken from public financial institute and  term loan taken from a scheduled bank including a coperative bank.

4.       Capitalized interest
5.       When interest is to be capitalized and then written off:-
6.       Interest on loan taken before commencement of business is treated as preliminary expenditure and is written off 1/5 th every year.
7.       In case loan is taken to acquire the asset and then interest on loan from the taking of loan till the date is put into use is treated as capital expenditure and is added to cost of asset for depreciation purpose.

Example
Case  A company wants to raise capital 20,00,000 for a project  where EBIT will be 30% of the capital employed. The company can raise debt fund@12% p.a. suggest which of the following three alternatives should be opted
  1. 20,00,000 to be raised as equity
  2. 16,00,000 as equity and 4,00,000 as debt
  3. 4,00,000 as equity and 16,00,000 as debt


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